Friday, September 28, 2007

A Credit Card Is a Credit Card Is a Credit Card

The power of plastic money is formidable. Just wave around those little pieces of plastic and enjoy the best that life has to offer.

But the above advertising like paragraph misses the point that you have to eventually pay up. That is where you need to be smart and responsible when it comes to using a credit card.

Whenever you hear someone talk about responsible credit card behavior, you find that they are usually talking about the evils of over-spending or they are advising you to repay the credit card bill in full.

But I think that credit card responsibility actually starts much before all that. I hope it does not sound radical when I suggest that the first step to mature credit card holder behavior is to get the right credit card. That is why I looked up a site:

On this and other such sites you will find some amazing deals on credit cards. For instance when I last visited, I noticed they had a credit card deal at 11.9% APR, but it had absolutely no interest if the outstanding was paid within 59 days. But these deals keep changing. Why not visit and check it out yourself? ~Details accurate at date of publishing. Post Sponsored by Co-operative Bank.

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